Have you ever received a call from someone claiming to be with Credit National Assist and offering debt consolidation services? If so, you may have been the target of a scam. Credit National Assist scam calls are especially concerning because they often involve people impersonating legitimate companies and trying to steal your personal information. If you want to protect yourself from these calls, it’s important to learn how to identify and avoid them. In this article, we’ll discuss how to spot a Credit National Assist scam call and provide tips on how to avoid becoming a victim.
What Is Credit National Assist?
Credit National Assist is a debt relief organization that provides debt relief services. They are not a lender but instead offer debt consolidation loans, debt settlement plans, and credit counseling. They
promise to provide personalized assistance with debt relief and will negotiate with creditors on behalf of the customer. They also offer assistance with budgeting and understanding credit reports. However, some unscrupulous individuals have been targeting vulnerable consumers with fraudulent Credit National Assist scam calls. These scam artists use deceptive tactics such as misrepresenting themselves as representatives of the company, telling victims they are eligible for debt relief services, and pressuring them to make an immediate payment to get the process started. It’s important for consumers to be aware of these scams so they can avoid falling victim to them.
How Are People Reacting to the Scam?
Many individuals are being focused on by scammers, particularly the aged inhabitants who have much less information about such scams. Many folks have reported in regards to the Credit National Assist Scam and mentioned that they’d obtained 4-5 calls every day pretending to be from Credit National Assist. The caller claims to supply monetary help, however, they want their particulars to course the help. Some folks even acquired voicemails from completely different callers pretending to be from Credit National Assist Company. They urge you to name them again to get pre-approved monetary help.
How to Identify Debt Relief Scam Calls
It can be difficult to distinguish between a legitimate debt relief company and a scammer trying to take advantage of vulnerable people. If you’re considering taking out a loan with a debt relief company, it’s important to know how to identify and avoid credit national assistance scams. Here are some red flags that could indicate you’re dealing with a scammer:
Promises of Instant Relief
Legitimate debt relief companies understand that it takes time to resolve financial issues. Be wary of any company that promises immediate results.
Reputable debt relief companies will not require any upfront fees before beginning services. If a company demands upfront payment, this could be a sign that they’re not legitimate.
Pressure to Sign
Be aware of companies that use high-pressure tactics to make you sign their agreement. A reputable debt relief company will give you ample time to review their agreement and ask questions before signing.
Lack of Credentials
Check the credentials of the company before signing any agreement. Companies should have appropriate licensing and certifications for the services they offer. You should also look into their customer reviews online to get an understanding of their reputation in the industry.
Unfamiliar Company Name
Some scammers will use familiar-sounding names to fool potential customers. If you come across an unfamiliar name, look into the company’s background before signing any agreement.
When working with any type of financial service, communication is key. Poor communication from a debt relief company can be an indication that they are not reputable.
These are just a few of the signs that could indicate you are dealing with a debt relief scammer. Being aware of these red flags can help you make an informed decision when selecting a debt relief company.
How to avoid getting scammed
It’s important to be proactive when it comes to avoiding credit national assist scams. Here are some tips to keep in mind:
Don’t give out any personal information over the phone.
Reputable companies will never ask for sensitive personal information such as your Social Security number or bank account information over the phone. Be suspicious of any caller who insists that you provide such information.
Don’t fall for high-pressure tactics.
Scam artists often use high-pressure tactics such as threats of legal action or promises of debt relief in exchange for upfront payment. Legitimate companies will not demand immediate payment and will provide you with all relevant information before you make a decision.
Check out any company you’re considering doing business with.
Before you do business with any company, make sure you do your due diligence and verify their credentials. Check the Better Business Bureau (BBB) website for reviews and complaints about the company.
Speak to a credit counseling agency.
If you’re looking for assistance with your debts, speak to a credit counseling agency first. These agencies are usually non-profit organizations that offer free debt management advice and services.
Do your own research before signing up for any service from Credit National Assist or any other debt relief organization.
Make sure that the organization is properly licensed and certified by the government and that its practices comply with all applicable laws.
Consider investing in an all-in-one digital security solution.
RealCall app is capable of smartly blocking spam calls and text messages behind your smartphone based on a database.
By following these simple steps, you can avoid falling victim to a credit national assist scam. Remember to stay vigilant and be aware of any suspicious activity.
What to do if you think you’ve been Scammed
If you think you may have been scammed by Credit National Assist, or any debt relief company, it’s important to act right away. The first step is to contact your bank and credit card companies to alert them of the scam. You should also notify the three major credit bureaus, Experian, Equifax, and TransUnion, to place a fraud alert on your credit report.
You should also contact the Federal Trade Commission (FTC) to file a complaint. They will investigate the company and determine if they are indeed a scam. Additionally, you should file a police report with your local police department and reach out to your state attorney general’s office for assistance.
Finally, you should contact Credit National Assist directly to demand a refund of any money you paid to them and cancel any services you purchased. You may also need to dispute any unauthorized charges that have been placed on your credit card.